It may just be an elaborate hoax, but a video has surfaced showing the body of an alien found dead in snow in Siberia.

The slender, badly damaged corpse was found lying on a bed of snow with its head to one side and mouth slightly open, the Daily Mail reported.

The video, posted on April 17 on YouTube, has already had over 100,000 views and showed the body of the unidentified “creature”.
Irkutsk, Russia is apparently a known UFO hotspot, and UFO believers think the body was left behind by alien visitors after an accident, or was missed in a clean-up by the Russian government as part of some sort of alien cover-up.

Dozens of UFO sightings are reported every year in the area, and only last month there were reports of an unidentified object hurtling into the nearby Irkutsk region of Siberia.

“We couldn’t believe it when we saw it. And what was spooky is that there was no sign of the spaceship. Perhaps that was taken away and the body overlooked,” said Igor Molovic, one of the pair that uploaded the video.
However, not everyone is a true believer.
Some believe it is actually a carefully crafted model of an alien’s body, and not the real deal.
However, many UFO lovers still believe.

“It’s so lame how people always get thrilled by having another excuse to shout ‘Fake! fake!’ every time something weird shows up. Unless proven otherwise, this is in fact plausible,” posted one user.
Another said; “If this is fake – then they are masters at models/puppets. I think it’s real – one of the very few, great vid.”

Courtesy: Yahoo!7
http://in.news.yahoo.com/-dead-alien–found-in-siberian-snow.html

Are the personal loans the only option for cash emergencies or in urgent cash requirements?
However, the personal loans are quite expensive with the interest rate ranging from 15 to 25 percent. Further, banks follow stringent evaluation of the borrower’s financial profile.

So, what are the other alternatives for cash rather than personal loan? Let’s find some cash alternatives:

Loan against gold:
This loan provides instant liquidity by pledging one’s gold jewellery without having to sell them.
Eligibility: Available for only the gold component in the jewellery. No value will be considered for gems, stones, platinum or other metal in the jewellery.
Documents required: Proof of address and identity.
Interest rate: Between 10 per cent to 17 per cent, and is calculated on the basis of reducing balance.
Interest is based on how much margin of safety you are willing to leave with the lender. The more jewellery pledged, lower the interest rate.
Processing time: One working day.
Other features: Amount depends on the net weight and purity of the gold. Prepayment possible at nominal charges. Gold loans do not require regular EMI payments.
Key advantage: Easily available irrespective of borrower’s credit history, with minimal documentation.

Loan against fixed deposits
One of the quickest and easiest loans, banks grant an overdraft against fixed deposits held with them.
Eligibility: Fixed deposit of minimum one year.
Documents required: Fixed deposit receipt.
Interest rate: 1 per cent to 2 per cent more than the fixed deposit rate. Interest is calculated only on the amount overdrawn.
Processing time: 2 to 3 days.
Other features: Banks open an overdraft current account for the sanctioned amount to be drawn. The repayment needs to be made within the FD tenure.
Key advantage: Overdraft of almost 80 per cent of the deposit value. Minimal documentation.

Loan against shares
Loan extended against shares of companies and units of reputed open-ended mutual funds.
Eligibility: Only individuals are eligible. Hindu Undivided Families (HUFs), companies, partnerships, sole proprietors, minors and trusts are generally excluded. Shares need to be fully paid-up. Loans are granted only on the bank’s approved list of shares.
Documents required: Proofs of identity, signature and address, transfer deeds, demat pledge forms, and power of attorney. Some banks require the borrower to transfer the shares in the name of the bank.
Interest rate: Between 13 per cent to 16 per cent
Processing time: 7 to 15 working days.
Other features: Loan amount depends on the valuation of the security, applicable margin, ability to service and repay the loan, as applicable from time to time.
Key advantage: Liquidity without having to sell the shares, invested for the long term.

Loan against Public Provident Fund (PPF)
A loan can be taken against one’s PPF but only for a maximum tenure of 24 months.
Eligibility: Available from the third to the sixth year, up to 25 per cent of the balance at the end of the 2nd year.
Documents required: PPF passbook.
Interest rate: 2 per cent above the PPF rate of interest.
Processing time: 1 to 2 working days
Other features: Once the first loan is repaid, a second loan could be obtained, if the borrower is within 3 to 6 years of opening the account.
Key advantage: Minimal documentation and continued benefits of the PPF account.

If your cash requirement is urgent and only for a short term, it is wise to opt for a loan against these, rather than liquidate them at penal interests or lose out on its benefits.

Controversies just wouldn’t stop with the Pakistani cricket team in England. Now the Pakistani fast bowler shoaib akhtar finds him in the midst of ball tempering controversy.

Some picture seemed to show that Shoaib Akhtar tampering with the ball during the fifth and final one-day international against England at the Rose Bowl stadium in Southampton. The pictures were taken in the 41st over as Shoaib prepared to bowl to Paul Collingwood.

UK-based ‘Daily Mail’ reported on Thursday that “The pakistani Fast bowler Shoaib Akhtar could be seen apparently running his left thumb along the ball’s seam before dropping the ball on the ground and standing on it with his spiked right boot,”.

It is not the first time that Shohaib Akhter is facing ball tempering charges; actually he makes a history on ball-tempering and controversies. The allegations following the fifth ODI in current England tour are not the first…

(1) Four years ago, Akhtar was filmed by Sky cameras flicking at the ball with his thumb, again during an ODI against England. The 35-year-old was let off at that time.

(2) Earlier, he was accused of tampering with the ball during a Test match in Zimbabwe in late 2002 and was subsequently warned.

(3) In 2003, Shoaib was banned for 2 ODIs and fined 75% of his match fees for scratching the surface of the ball in a match against New Zealand in Sri Lanka.

(4) The ball tampering charges are not the most serious ones on Akhtar’s career, however. In 2005, he was sent home from Australia because of “bad attitude”.

(5) In 2006, he was banned for two years by the PCB for the use of anabolic steroids before the Champions Trophy in India. The ban was lifted in two months.

(6) In 2007, he was banned indefinitely for hitting teammate Mohammed Asif with a bat before the inaugural World T20.

(7) In April 2008, he was banned for a further five years for publicly criticising the PCB. The five-year ban was suspended in October 2008.

(8) In 2009, he was dropped from Pakistan’s World T20 squad for contracting a sexually transmitted disease.

Pakistan cricket is once again the centre of alleged match-fixing controversy. The scandal is the latest controversy to hit Pakistan cricket which has previously been hit by a multitude of woes from doping and infighting to ball-tampering and bad governance.

Mazhar Majeed, a 35-year-old London-based businessman was arrested after being suspected of getting into a betting scam involving the Pakistan cricket team

He has been accused of accepting £150,000 from an undercover journalist in return for telling Pakistani pacers, Mohammad Aamir and Mohammad Asif to deliberately bowl three no-balls last Thursday and Friday..

The players under the scanner are captain Salman Butt, wicketkeeper Kamran Akmal and pacers Mohammad Asif and Mohammad Aamir, after they allegedly under-performed in the fourth Test against England at Lord’s.

Majeed, the prime suspect of the alleged betting scam was arrested by Scotland Yard on Saturday night after the British tabloid, The News of the World, splashed details of a sting operation it conducted. Video of the meeting shows Mazhar Majeed accepting money and insisting that three no-balls “have been organized.” Video was posted on newspaper’s website which highlighted the controversy. Seven players have been involved in this scam but only four have been named so far.

Scotland Yard police seized the mobile phones of Pakistan skipper Salman Butt and pacers Mohammad Asif and Mohammad Aamir. They will travel to London on Wednesday to meet the Pakistan officials for an internal enquiry.

According to reports, wicketkeeper Kamran Akmal is no longer part of Scotland Yard’s investigation into spot-fixing. He was suspected of deliberately dropping catches during the Second test in Sydney against Australia last month.

This is not the first case of betting in cricket history. Gambling scandals in cricket have been going on since the 17th century. Cricket fans all over the world have been disappointed by this recent scam. Pakistan cricket history has been scarred by controversies and scandals from match-fixing, drug issues and Inzamam Ul Haq’s ball- tampering episode.

On Sunday, 3 individuals were arrested by Revenue and Customs in connection with this betting scam. This includes two 35-year-olds (a male and a female) from the Croydon area and a 49-year-old male from the Wembley area. They were later released on bail.

Pakistan held its practice amidst fixing controversies for their series against England at the County Ground on Tuesday without the three players accused of links with match-fixers.

British police released Majeed without charge on Sunday. “A 35-year-old man has been bailed until a date in the future,” a Scotland Yard spokesman said.

Pakistan has said that it will not suspend any players being investigated as there is no conclusive proof.